Minimum Wage Calculator

Minimum wage by state: current rate and next change

Rates describe the ordinary starting branch on October 5, 2026, not an automatic figure for every job; the next-change column was rechecked on October 9, 2026, when Montana published its 2027 rate. The next-change column lists only increases a primary authority has enacted or published; where an indexed amount is not yet in an official notice, the state calculator asks you for it instead of guessing. “Federal” marks a federal floor rather than a separate state minimum.

Hourly to annual pay, worked through: weeks, overtime and tips

An annual figure needs four facts: the hourly rate that applies to the job, the compensable hours, the overtime rule and the number of weeks actually worked. Forty hours for 52 weeks is one scenario, not a forecast of your schedule. The examples below use $15 an hour so the arithmetic is easy to follow.

Monthly averages are not paychecks

At $15 for 40 hours, a week pays $600 and 52 weeks pay $31,200, a $2,600 monthly average. Multiplying the weekly amount by four gives $2,400, which understates that average because a year holds more than 48 weeks. A biweekly payroll also has pay dates that do not line up with calendar months, so compare an actual deposit with the pay period printed on your statement.

Part-time work with unpaid weeks

At $15 for 24 hours, weekly gross is $360. Working 48 such weeks gives $17,280 a year and $1,440 a month on average. Assuming 52 weeks would add $1,440 of pay this scenario does not include.

Five hours of ordinary overtime

Where ordinary 40-hour overtime applies, a 45-hour week at $15 pays 40 × $15 + 5 × $22.50 = $712.50, or $37,050 over 52 weeks. Multiplying all 45 hours by $15 would leave out $37.50 of overtime premium every week. U.S. Department of Labor overtime fact sheet.

That formula is not enough everywhere. Nevada may require daily overtime below its rate threshold, Kansas has a different state-only weekly threshold and Rhode Island can require a retail Sunday or holiday premium, so use the calculator for the actual workplace.

Tips and an employer shortfall

For an eligible federal $2.13 cash scenario, 40 hours produce $85.20 of initial cash. With $100 of retained tips, the employer must add $104.80 to reach the $290 weekly minimum. With $300 of tips, cash plus tips is $385.20 and no shortfall remains. This assumes the credit is lawful for every hour entered. U.S. Department of Labor tip-credit conditions.

Each state calculator checks that state’s own cash floor and reconciliation rule. In a jurisdiction with no tip credit, tips come on top of the full cash wage. A compulsory service charge is not a voluntary tip and should not be entered as one.

Gross pay, not take-home pay

Every figure here comes before taxes, benefit contributions and other deductions; none of it estimates withholding, a refund or disposable income. A minimum-wage estimate also leaves out a higher contractual wage unless the calculator accepts a confirmed higher rate.

When the rate changes during the year

Calculate the weeks at each rate separately and add the gross amounts. A workweek that crosses the change date may need a combined regular-rate overtime calculation; choosing one date for the whole week cannot represent it.